to save up — English conjugation

Frequency#18775Regular

Indicative

Present (Simple Present) Regular

The simple present describes habitual actions, general truths, and states. It is the most basic tense in English. For most verbs, add -s or -es for the third person singular (he, she, it).

She speaks three languages.

PronounEnglish
Isave up
yousave up
he/she/itsaves up
wesave up
you (pl.)save up
theysave up

Past (Simple Past) Regular

The simple past describes completed actions at a specific time in the past. Regular verbs add -ed. There are around 200 common irregular verbs with unique past forms that must be learned individually.

She spoke to the manager yesterday.

PronounEnglish
Isaved up
yousaved up
he/she/itsaved up
wesaved up
you (pl.)saved up
theysaved up

Present continuous (Present Continuous) Regular

The present continuous describes actions happening right now or temporary situations. Formed with am/is/are + verb-ing. Also used for definite future arrangements.

She is speaking to a client at the moment.

PronounEnglish
Iam saving up
youare saving up
he/she/itis saving up
weare saving up
you (pl.)are saving up
theyare saving up

Past continuous (Past Continuous) Regular

The past continuous describes actions that were in progress at a specific moment in the past, often interrupted by another event. Formed with was/were + verb-ing.

She was speaking when the fire alarm went off.

PronounEnglish
Iwas saving up
youwere saving up
he/she/itwas saving up
wewere saving up
you (pl.)were saving up
theywere saving up

Present perfect (Present Perfect) Regular

The present perfect connects the past to the present. It describes experiences, recent events, or situations that started in the past and continue now. Formed with have/has + past participle.

She has spoken at over fifty conferences.

PronounEnglish
Ihave saved up
youhave saved up
he/she/ithas saved up
wehave saved up
you (pl.)have saved up
theyhave saved up

Past perfect (Past Perfect) Regular

The past perfect describes an action completed before another past event — the past of the past. Formed with had + past participle. Always implies a reference point in the past.

She had spoken to him before the meeting started.

PronounEnglish
Ihad saved up
youhad saved up
he/she/ithad saved up
wehad saved up
you (pl.)had saved up
theyhad saved up

Future (will) (Future Simple) Regular

The future simple expresses predictions, spontaneous decisions, and promises. Formed with will + base infinitive. The contracted form will not = won't is very common in spoken English.

She will speak at the conference tomorrow.

PronounEnglish
Iwill save up
youwill save up
he/she/itwill save up
wewill save up
you (pl.)will save up
theywill save up

Future continuous (Future Continuous) Regular

The future continuous describes an action that will be in progress at a specific future moment. Formed with will be + verb-ing. Often used to describe planned or expected ongoing actions.

This time tomorrow she will be speaking to the board.

PronounEnglish
Iwill be saving up
youwill be saving up
he/she/itwill be saving up
wewill be saving up
you (pl.)will be saving up
theywill be saving up

Future perfect (Future Perfect) Regular

The future perfect describes an action that will be completed before a specific point in the future. Formed with will have + past participle. Common with time expressions like by then, by the time.

By Friday she will have spoken to all the clients.

PronounEnglish
Iwill have saved up
youwill have saved up
he/she/itwill have saved up
wewill have saved up
you (pl.)will have saved up
theywill have saved up

Subjunctive

Conditional (would) (Conditional) Regular

The conditional describes hypothetical situations and their results. Formed with would + base infinitive. Used in if-clauses, polite requests, and reported speech about future events.

She would speak more if she had the chance.

PronounEnglish
Iwould save up
youwould save up
he/she/itwould save up
wewould save up
you (pl.)would save up
theywould save up