to settle — English conjugation

Frequency#12774Regular

Indicative

Present (Simple Present) Regular

The simple present describes habitual actions, general truths, and states. It is the most basic tense in English. For most verbs, add -s or -es for the third person singular (he, she, it).

She speaks three languages.

PronounEnglish
Isettle
yousettle
he/she/itsettles
wesettle
you (pl.)settle
theysettle

Past (Simple Past) Regular

The simple past describes completed actions at a specific time in the past. Regular verbs add -ed. There are around 200 common irregular verbs with unique past forms that must be learned individually.

She spoke to the manager yesterday.

PronounEnglish
Isettled
yousettled
he/she/itsettled
wesettled
you (pl.)settled
theysettled

Present continuous (Present Continuous) Regular

The present continuous describes actions happening right now or temporary situations. Formed with am/is/are + verb-ing. Also used for definite future arrangements.

She is speaking to a client at the moment.

PronounEnglish
Iam settling
youare settling
he/she/itis settling
weare settling
you (pl.)are settling
theyare settling

Past continuous (Past Continuous) Regular

The past continuous describes actions that were in progress at a specific moment in the past, often interrupted by another event. Formed with was/were + verb-ing.

She was speaking when the fire alarm went off.

PronounEnglish
Iwas settling
youwere settling
he/she/itwas settling
wewere settling
you (pl.)were settling
theywere settling

Present perfect (Present Perfect) Regular

The present perfect connects the past to the present. It describes experiences, recent events, or situations that started in the past and continue now. Formed with have/has + past participle.

She has spoken at over fifty conferences.

PronounEnglish
Ihave settled
youhave settled
he/she/ithas settled
wehave settled
you (pl.)have settled
theyhave settled

Past perfect (Past Perfect) Regular

The past perfect describes an action completed before another past event — the past of the past. Formed with had + past participle. Always implies a reference point in the past.

She had spoken to him before the meeting started.

PronounEnglish
Ihad settled
youhad settled
he/she/ithad settled
wehad settled
you (pl.)had settled
theyhad settled

Future (will) (Future Simple) Regular

The future simple expresses predictions, spontaneous decisions, and promises. Formed with will + base infinitive. The contracted form will not = won't is very common in spoken English.

She will speak at the conference tomorrow.

PronounEnglish
Iwill settle
youwill settle
he/she/itwill settle
wewill settle
you (pl.)will settle
theywill settle

Future continuous (Future Continuous) Regular

The future continuous describes an action that will be in progress at a specific future moment. Formed with will be + verb-ing. Often used to describe planned or expected ongoing actions.

This time tomorrow she will be speaking to the board.

PronounEnglish
Iwill be settling
youwill be settling
he/she/itwill be settling
wewill be settling
you (pl.)will be settling
theywill be settling

Future perfect (Future Perfect) Regular

The future perfect describes an action that will be completed before a specific point in the future. Formed with will have + past participle. Common with time expressions like by then, by the time.

By Friday she will have spoken to all the clients.

PronounEnglish
Iwill have settled
youwill have settled
he/she/itwill have settled
wewill have settled
you (pl.)will have settled
theywill have settled

Subjunctive

Conditional (would) (Conditional) Regular

The conditional describes hypothetical situations and their results. Formed with would + base infinitive. Used in if-clauses, polite requests, and reported speech about future events.

She would speak more if she had the chance.

PronounEnglish
Iwould settle
youwould settle
he/she/itwould settle
wewould settle
you (pl.)would settle
theywould settle